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This is the simplest solution if you’ve spent too much.

Drive your car for as long as possible until the market value is worth less than 10% of your gross annual income. If you’ve spent anything more than 1/5th your gross annual income on a car, I’d sell it. Even if you have to take a little bit of a hit, I think it’s worth getting rid of your vehicle. If you don’t punish yourself, then you will repeat your mistake and feel fine with what you have now.

Above you’ll find links to downloadable editions of the text of Little Brother.

These downloads are licensed under a Creative Commons Attribution-Noncommercial-Share Alike license, which lets you share it, remix it, and share your remixes, provided that you do so on a noncommercial basis.

Your ,000 invested in 2009 in the S&P 500 index would now be worth over ,000 today given the stock markets are now at record highs.

The important thing is to recognize your mistake, stop, and fix it!With thousands of parts per car, something will inevitably break or need upgrading.Not only do you have to pay for maintenance costs, you’ve also got to pay for insurance, parking tickets, and traffic tickets.Save more of your income after taxes and feel the squeeze so that you realize how ridiculous your car spending is.Cars built in the 1990’s and beyond are so much more reliable than those built prior.

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